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Blog Category:
1/13/2009
James K. Murphy
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GA Insurance Comissioner Concerned About Changes in Insurance

The Georgia Insurance Commissioner critiques an insurance change this year, claiming that a new law offering increased coverage will result in many people paying higher car insurance premiums than they intend to pay.  In short, the law gives insured car accident victims who are not at-fault the option of receiving their own full coverage along with the minimum coverage of the at-fault driver.  In the past, the minimum coverage could not be added to the amount  allotted by the insurance company offering the maximum coverage.  While the Georgia Insurance Commissioner supports this change in general, agreeing that more coverage is a good thing, he fears that many consumers will receive such coverage by accident and end up spending more on insurance than they wish to pay.  The way the law is written, consumers have to send a form back to their insurance companies to “opt out” of the enhanced coverage, meaning if they forget to mail the form or misunderstand what to do, they will be automatically signed up for  the extra coverage.  The Commissioner views this automatic “opt in” as the government’s way of forcing the new plan on consumers, leaving some of them “stuck” with something they never chose in the first place.

If you have been injured in a car accident and have questions about your insurance, the at-fault driver's insurance, or standard protocol following an accident, please feel free to call us at 770-577-3020.  We will answer your questions for free. 

 



Category: Car Accidents

Labels: accident car coverage Georgia injured insurance Oxendine

2 Comments to "GA Insurance Comissioner Concerned About Changes in Insurance"

i dont
Posted by RaghuDac on March 17, 2009 at 10:29 PM
I liked this
Posted by RaghuDac on March 17, 2009 at 10:29 PM

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8302 Office Park Drive (off Hospital Drive)
Douglasville, GA 30134
Phone: 770-577-3020
Fax: 770-577-2011
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5825 Glenridge Drive, Atlanta, GA 30328
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Fax: 770-577-2011
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our office

Douglasville
8302 Office Park Drive (off Hospital Drive)
Douglasville, GA 30134
Phone: 770-577-3020
Fax: 770-577-2011

Atlanta
5825 Glenridge Drive, Atlanta, GA 30328
Phone: 770-577-3020
Fax: 770-577-2011
Toll Free: 1-800-503-7598