
A: It is pretty common for an insurance adjuster to inspect the damages to a car, and then use a laptop to quickly calculate how much the insurance company believes it will cost to get the car fixed. Then, the adjuster will offer that amount to the car owner on the spot, giving them a signed check ready to cash. Quick cash sounds really good in theory, but before you accept any offers, get a good estimate first and see if you can’t negotiate with adjuster.
Many people take the check and cash it, only to find out later that the repair work for the damaged car is actually a lot more expensive than the amount of money they received. Then the car owner has to pay the difference in order to get their car repaired.
Taking the check and cashing it finalizes the settlement agreement between you and the insurance company. Remember, ff the amount does not cover 100% of the costs to repair your vehicle, then the rest of it comes out of the car owner’s pocket. It’s easy to see why the insurance company wants to settle your claim quickly, because if they settle it quickly, they settle for less money.

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Douglasville
8302 Office Park Drive (off Hospital Drive)
Douglasville, GA 30134
Phone: 770-577-3020
Fax: 770-577-2011
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Atlanta
5825 Glenridge Drive, Atlanta, GA 30328
Phone: 770-577-3020
Fax: 770-577-2011
Toll Free: 1-800-503-7598
Get Directions
Douglasville
8302 Office Park Drive (off Hospital Drive)
Douglasville, GA 30134
Phone: 770-577-3020
Fax: 770-577-2011
Atlanta
5825 Glenridge Drive, Atlanta, GA 30328
Phone: 770-577-3020
Fax: 770-577-2011
Toll Free: 1-800-503-7598
