
A:
Under your own auto insurance policy, you may have a claim for uninsured motorist (UM) coverage. If you make a UM claim, your own insurance carrier has the right to use all defenses that the other driver may have had against you. Many people believe that they will be treated better by their own insurance company, rather than the other driver’s. Unfortunately, this is not the case. Your insurance carrier will be allowed to use all defenses available to the at-fault driver, and the carrier almost always does. Essentially, a UM claim creates an adversarial relationship between you and your own insurance company. So it may be wise to retain legal counsel when pursing a UM claim.
In the event you do not have uninsured motorist coverage, you may have no other practical means of obtaining compensation for your injuries. That is why it’s always important to carry UM coverage, preferable with policy limits of at least $100,000.00

Murphy & Associates handles car accident cases. If you have been injured in a Douglasville car accident and have questions for a Douglasville car accident lawyer, you may be interested in the following helpful information and ways to contact us:
Order our free book, "Mistakes to Avoid if You Want to Win Your Car Wreck Case."
Review the our Case Results for car accident cases.
Call us at 770-577-3020 for a free consulatation.
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Contact us today for a consultation about your legal needs.
Douglasville
8302 Office Park Drive (off Hospital Drive)
Douglasville, GA 30134
Phone: 770-577-3020
Fax: 770-577-2011
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Atlanta
5825 Glenridge Drive, Atlanta, GA 30328
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Douglasville
8302 Office Park Drive (off Hospital Drive)
Douglasville, GA 30134
Phone: 770-577-3020
Fax: 770-577-2011
Atlanta
5825 Glenridge Drive, Atlanta, GA 30328
