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  • Murphy & Associates Car Accident Law firm is professional, efficient, and a pleasant experience doing business with.
  • I was involved in a rear-end collision while stopped at a red light. Mr. Murphy and his staff guided me through this long process from obtaining medical treatment to settling with the other party's insurance company.
  • Murphy & Associates really helped me through a stressful time in my life. I was in a car accident and I didn't have a clue as to what my next step was, so I called Murphy & Associates, and they helped me...
  • Mr. Murphy and his staff answered all of my questions and were very patient in helping me.

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What if I am hurt by an uninsured/underinsured driver in Atlanta, Georgia?

 

A:

Under your own auto insurance policy, you may have a claim for uninsured motorist (UM) coverage. If you make a UM claim, your own insurance carrier has the right to use all defenses that the other driver may have had against you. Many people believe that they will be treated better by their own insurance company, rather than the other driver’s. Unfortunately, this is not the case. Your insurance carrier will be allowed to use all defenses available to the at-fault driver, and the carrier almost always does. Essentially, a UM claim creates an adversarial relationship between you and your own insurance company. So it may be wise to retain legal counsel when pursing a UM claim.

In the event you do not have uninsured motorist coverage, you may have no other practical means of obtaining compensation for your injuries. That is why it’s always important to carry UM coverage, preferable with policy limits of at least $100,000.00







Murphy & Associates handles car accident cases. If you have been injured in a Douglasville car accident and have questions for a Douglasville car accident lawyer, you may be interested in the following helpful information and ways to contact us:

Order our free book, "Mistakes to Avoid if You Want to Win Your Car Wreck Case." 

Review the our Case Results for car accident cases.

Call us at 770-577-3020 for a free consulatation.

Get a Free Case Review by submitting your name and question under the "Ask James Murphy a Question" field on the right side of the home page.

Contact Us, Douglasville Accident Attorney, Murphy & Associates, LLC, via the website, http://www.murphylawyer.com/contact.cfm