Testimonials

I don’t have any medical bills, I’m receiving revenue for my pain and suffering, and I’m very appreciative. I am truly satisfied with the results of my case.
"The best part about having James Murphy as my workers' compensationlawyer is that I have someone to speak for me..."
The initial phone call made me feel as though they really cared. They made us feel like a number, and Murphy & Associates didn't. My wife and I have never gone through something like this before and accidents can be devastating to a family because of loss of income, pain and suffering.
Murphy & Associates made my experience fast and easy, and got the job done.
Murphy & Associates Car Accident Law firm is professional, efficient, and a pleasant experience doing business with.
I was involved in a rear-end collision while stopped at a red light. Mr. Murphy and his staff guided me through this long process from obtaining medical treatment to settling with the other party's insurance company.

News

Multi-Vehicle Crash on I-285 Caused by Wrong Way DriverPosted on 5/24/2012
Eight People Hospitalized Due to Head-on Car Wreck in Fulton CountyPosted on 5/17/2012
Car Crash on Peachtree Blvd Leaves InjuriesPosted on 5/8/2012
Villa Rica Bans Cell Phones Without Hands Free Device While DrivingPosted on 5/7/2012

Is Your Insurance Company Keeping Secrets From You?

Is Your Insurance Company Keeping Secrets From You
Auto Accident Lawyer Carrollton, Hiram, Douglasville and Villa Rica

You may be shocked to learn that many auto insurance companies do not tell you the whole truth as to your car insurance coverage, how it works, and the cost involved. Below you will find some helpful information when renewing your insurance policy and how it may help to shop around:

* Having Good Credit Does Lower Your Premium: Most insurance companies will check your credit history. The perceived notion is most individuals with good credit will by statistics not be involved in an accident nor file a claim. Therefore the insurance companies rate these individuals as stable and low risk.

*Type of Vehicle: The type of vehicle you are insuring does effect your premium. This is normally rated on a number scale and is based on safety ratings, overall value and theft data. The higher the number, the higher the risk and therefore the higher the premium.

*Payment Arrangements: Paying annually versus monthly or quarterly will lower your premium.

*Value of Vehicle: Many insurance companies will place a lower overall value on your vehicle to offer a lower premium. This will effect you in the event that you total your vehicle and the insurance company has assessed the value much lower than it actually is.

*If you cancel your insurance it should be in writing. If you change car insurance companies you should do it in writing and the notice should be sent by certified mail. You should also include the specific date that you want it canceled. You may have to provide new proof of insurance as well.

Murphy & Associates represents seriously injured victims and their families injured in auto accidents. Please contact our office to receive our FREE book on “ How To Buy Car Insurance In Georgia”. 1-800-503-7598